Guide to Crypto Tax in Greece

Just a few years ago, cryptocurrency in Greece existed in a “gray zone”: not banned, but not clearly regulated either — with no tax rules or legal definitions. For many, it was a convenient, if not entirely legal, space to buy, sell, or store assets in the most popular crypto in Greece without raising questions. No reporting, no oversight — full freedom for users. But everything changed in 2025.

That’s when Greece officially brought crypto under regulation: a 15% capital gains tax, mandatory declarations, transaction tracking, and new requirements for users. Cryptocurrency became a legitimate part of the financial system — but lost the anonymity and simplicity that made it so attractive.

Now more than ever, it’s crucial to understand how the system works — and how to avoid unnecessary losses. One option is through crypto gift cards. Just make sure you buy them from an official provider, like Baxity Store. Here you’ll find cards for Binance, Gate.io, USDC, Azteco, as well as JetonCash, Crypto Voucher, Gift Me Crypto Voucher, and more.

Using crypto and want to stay out of trouble? Then this guide is for you.

Is Cryptocurrency Taxed in Greece?

As of January 1, 2025, Greece has enacted a new set of rules that make profits from cryptocurrency officially taxable. Any income from selling or exchanging digital assets — whether it’s Bitcoin, Ethereum, or any other of the most popular crypto in Greece — is now treated as capital gains.

These changes fall under the country’s broader effort to regulate the sector in line with EU policy. The new crypto tax in Greece is a direct result of MiCA compliance, introducing a structured, enforceable model for digital asset taxation.

Here’s a breakdown of the current framework:

• 15% — capital gains tax for individuals: Profits made from selling crypto above the purchase price are taxed at a flat 15% rate. This applies to any exchange and all asset types.
• 22% — corporate tax for businesses and professionals: If you earn crypto through commercial activity or regular trading, you’ll pay the standard 22% corporate income tax.
• 9–44% — income tax on mining and staking: Rewards from mining and staking are classified as income and taxed progressively depending on your total annual earnings — even if the funds are held in your wallet.

The new 2025 crypto tax rules in Greece also clarify how different types of activity are classified. While capital gains are taxed uniformly, staking and mining follow income tax brackets. This reflects the growing complexity of crypto regulations in Greece, especially for users involved in DeFi or holding long-term positions.

Still, experts caution that Greece’s cryptocurrency tax laws are evolving, and interpretation can vary by case. Full compliance requires accurate reporting and strong record-keeping, especially with the expansion of Greece’s approach to cryptocurrency taxation in line with European frameworks.

What Crypto Transactions Are Taxable in Greece?

In the previous section, we explored how different forms of crypto income are taxed in Greece. But equally important is understanding what specific actions are considered taxable events. In practice, even a simple transfer or swap may trigger a tax obligation — regardless of the exchange used or the asset value involved.

Here are the main transaction types that fall under paying taxes on crypto in Greece.

Selling and Trading Crypto

Whenever you sell a cryptocurrency for fiat, trade it for another token, or transfer it to someone else in a commercial context, it qualifies as a taxable disposal.

This includes both centralized and peer-to-peer transactions, making it highly relevant for those involved in crypto trading in Greece.

Staking and Mining Rewards

Rewards from staking and mining are treated as regular income. Even if you haven’t moved the assets out of your wallet or account, their fair market value at the time of receipt is considered taxable.

This aligns with Greece’s progressive income tax brackets and may affect high-volume investors.

Using Crypto for Goods and Services

If you use crypto to pay for goods or services, that transaction is also classified as a sale.
For example, buying a coffee with Bitcoin is seen as selling the asset — and thus may incur tax on the price difference. This is one of the clearest examples of the tax on Bitcoin in Greece.

Other Taxable Scenarios

Additional taxable actions may include:

• Receiving airdrops or referral bonuses;
• Barter exchanges involving crypto assets;
• Gifting crypto that exceeds personal exemption thresholds.

Understanding these details is critical for anyone dealing with cryptocurrency in Greece — especially under the country’s tightening rules around crypto usage and reporting.
While crypto is becoming more mainstream, the risks of non-compliance are growing just as fast.

How to Report and Pay Crypto Taxes in Greece: Guide for 2025

Under the updated rules, all cryptocurrency income in Greece must now be declared. This includes profits from selling digital assets, as well as earnings from staking, mining, and airdrops. While the legislation is still relatively new, reporting your crypto activity can be straightforward—if you know what’s required.

What and Where to Declare?

Crypto-related income is reported through the annual tax return filed on the AADE platform. You must include:

• Profits from selling or exchanging tokens;
• Income from staking, mining, or other investment activities;
• Any additional earnings tied to cryptocurrency.

Doing so ensures compliance with crypto income declaration requirements in Greece.

When to File?

The Greek tax year runs from January 1 to December 31, and the deadline to file your return is June 30 of the following year. In some cases, the government may extend this to July 15.
Late submissions or undeclared crypto assets can result in penalties or audits.

What Documents Should You Keep?

To simplify your reporting, make sure you have:

• A complete transaction history from exchanges;
• Contracts or documentation for staking and mining;
• Wallet records confirming all crypto inflows.

These documents can help you respond to inquiries or support your tax return if needed.

How to Reduce Risk?

If your crypto activity is complex or spans multiple platforms, it’s wise to seek crypto tax advice in Greece. A professional can help you file accurately and possibly reduce your tax liability.

Now that crypto is legal in Greece, and the rules are clear, timely and transparent reporting is essential to protect your assets and ensure compliance.

Are Some Crypto Activities Tax-Free in Greece?

Some cryptocurrency activities in Greece are not subject to taxation and do not need to be reported in your tax return. These include:

• Holding digital assets over time without selling them;
• Transferring crypto between your own wallets (e.g., from a cold wallet to an exchange);
• Swapping one cryptocurrency for another, as long as no fiat currency is involved.

These actions are considered tax-neutral because they don’t generate any realized gains.

This reflects that crypto is legal in Greece and that the country is moving toward greater transparency and innovation. Ongoing Greece blockchain developments and an increased focus on user security support this direction.

Buy Crypto Gift Cards at Baxity Store

Yes, crypto taxation is now mandatory in Greece. But despite the growing crypto regulations, users still have access to one of the most convenient tools — crypto top-up gift cards from Baxity Store.

Though often called “gift cards,” these are not only for gifting — they’re practical digital vouchers to top up crypto accounts or transfer assets with full control and zero hassle.

Why Use Gift Cards for Crypto Spending

• Instant top-up — enter the code and get cryptocurrency directly into your account.
• Flexible activation — use it when needed, delay gains if required.
• No KYC — no long forms or identity checks.
• Delivered by email only — fast and secure.
• Frequent discounts and promotions — great deals all year round.
• Special pricing for bulk orders (10+ cards) — perfect for traders and businesses.

At Baxity Store, you can buy Crypto Gift Cards compatible with leading crypto platforms like Binance, Gate.io, GiftMe, and more.

Top Gift Cards Available at Baxity Store

How to Buy Crypto Gift Cards at Baxity Store

1. Visit the Baxity Store.
2. Choose your buy Crypto Gift Card — each page lists supported currencies and platforms.
3. Pay with your preferred method (bank card, Google Pay, or local payment system).
4. Receive the code via email only — instantly.
5. Enter the code on the selected platform — and get crypto directly in your account.

How to Purchase with Crypto

Using a crypto voucher is easy and instant. Once you’ve received your code via email, simply go to the official platform (Binance, Gate.io, etc.), enter the code — and the cryptocurrency will appear in your account.

You’re now free to hold, send, or trade the funds — just as you would with any regular crypto asset.

How to Calculate Crypto Gains and Income in Greece

Understanding how to calculate your crypto gains is essential — especially as Greece introduces new tax rules in 2025. Whether you’re a casual investor or a regular trader, knowing the right methods will help you stay compliant and avoid unnecessary costs.

Accepted calculation methods

Greek tax authorities allow two main approaches:

• FIFO (First In, First Out) — oldest assets are considered sold first.
• Weighted Average Cost — the average price of all purchases, including fees, is used.

It’s important to stick with one method per asset type. Choosing the right method can provide long-term benefits in reporting.

Profit calculation example

Scenario:

• You bought 1 BTC for €40,000 (+ €100 fee)
• Sold it for €50,000 (– €50 fee)

Profit = €50,000 – (€40,000 + €100) – €50 = €9,850

Tax (15 %) = €1,477.50

This is aligned with the new crypto tax rate in Greece that comes into effect in 2025.

What if you have losses?

If you sell your crypto for less than you paid — for example, bought BTC for €40,000 and sold at €35,000 — that €5,000 is a capital loss.

• You can offset losses against gains in the same tax year.
• If you have no gains, you may carry forward the loss to future years — subject to proper documentation and reporting.

This is part of the evolving crypto tax system in Greece, and a useful way to reduce taxable income legally.

Tips

• Keep records of every transaction.
• Document fees — they reduce your tax base.
• Use reliable tax software or seek advice if trading actively.

Crypto Tax Greece 2025: What Changes to Expect in 2025

The year 2025 marks a major shift in Greece’s approach to cryptocurrency taxation. With new regulations in place, the country is aligning with global standards for transparency and compliance.

To better understand how these changes affect individuals and businesses, here is a summary of the most important updates, their status, and their practical implications:

In short, the 2025 crypto tax framework in Greece represents more than a simple policy change — it’s part of a broader shift aligning with global tax transparency standards. These Greek crypto tax laws aim to clarify responsibilities, increase accountability, and ensure that digital assets are taxed like any other investment class.

If you’re holding or trading crypto in Greece, now is the time to prepare:

• Keep full transaction histories
• Use reliable tax tracking tools
• Understand your obligations under upcoming regulations

Conclusion: Stay Compliant and Save with Crypto Gift Cards

Greece’s new crypto tax rules are more than just regulation — they mark a shift toward a fully legal and transparent crypto environment. Whether you’re trading, holding, or earning in digital assets, it’s essential to stay compliant and report your gains properly.

But that doesn’t mean you have to sacrifice flexibility or privacy. A smart way to manage spending and protect your crypto activity is through crypto gift cards, which allow for seamless, tax-aware use of assets in a user-friendly format.

On Baxity Store, you can buy Crypto Gift Card for Binance, Gate.io, USDC, Azteco and more — quickly, safely, and hassle-free.

As an official partner of major crypto platforms, Baxity ensures data protection, trusted delivery, and access to exclusive discounts and wholesale deals.

FAQ: Crypto Tax in Greece – 2025 Update

How do I handle Declare Crypto Greece?

To declare your crypto assets in Greece, you must include all gains, staking rewards, and income in your annual tax return filed via the AADE portal.

Where can I find a Greece Crypto Tax Guide?

The Greek tax office and international platforms like Koinly or TokenTax offer detailed guides explaining crypto taxation, filing deadlines, and reporting methods.

What is the Greece Crypto Holding Tax?

There is no tax on simply holding crypto. Tax is only triggered when you sell, swap, or spend it and generate a profit.

Are Crypto Gifts Greece taxed?

Yes. Crypto gifts may be taxed under Greek gift tax rules depending on the value and relationship between the giver and the recipient.

What is the current Crypto Tax Greece?

Starting in 2025, capital gains from crypto sales are taxed at a flat rate of 15 % for individuals. Businesses may face up to 22 %.

Is Crypto Tax Greece 2025 mandatory?

Yes. The law comes fully into effect in 2025, and reporting is required even for small gains or occasional crypto activity.

How does Greece Cryptocurrency Taxation work?

Greece taxes crypto like investment assets. Trading gains, staking, and mining income are taxable, while transfers between personal wallets are not.

What are the key Crypto Regulations Greece in 2025?

These include local tax reforms, plus upcoming EU regulations like DAC8 and MiCA that will increase transparency and data-sharing.

What do Greek Crypto Tax Laws include?

They cover the types of crypto activities that are taxed, reporting obligations, tax rates, and required documentation for audits.

Who is responsible for Paying Taxes on Crypto Greece?

Any resident who trades, mines, or earns in crypto must report it in their annual declaration, regardless of whether profits are realized in fiat or crypto.

How do I manage my Greece Declaration Crypto?

You must submit a complete crypto transaction report with your tax return via the AADE system — usually between March 15 and June 30.

Is Crypto Legal in Greece?

Yes. Crypto is legal, but fully regulated. Transactions are subject to tax laws and mandatory reporting from 2025.