Where & how to buy Bitcoin and other cryptocurrencies in France

There are many ways to buy bitcoin in France — from crypto exchanges and SEPA bank transfers to mobile wallets. But not all of these options are equally convenient or secure. As a platform that specializes in digital top-up and gift cards, Baxity Store offers a legal and fast way to obtain cryptocurrency in France — without unnecessary complications. In this guide, we’ll explain how crypto purchases work in 2025, how the flat tax on crypto in France affects your transactions, which methods are the most cost-efficient, and why vouchers are a modern alternative to traditional exchanges. You’ll learn how to get your first token, fund your blockchain wallet, and keep your assets safe.

How to Buy Cryptocurrency in France

Looking for a simple and secure way to enter the French crypto market? This crypto France guide walks you through every step of buying digital assets in France. There are four main methods available: credit or debit cards, SEPA bank transfers, mobile wallets, and crypto vouchers. Each option has its specifics — fees, speed, ease of use, and required verification. The fastest method is paying with a card or via Apple Pay or Google Pay. SEPA transfers are more cost-efficient but slower.

Crypto vouchers from Baxity Store provide a fast and convenient solution to add funds to your crypto wallet, avoiding direct use of an exchange. To invest in crypto in France or start trading crypto in France, it’s important to understand the platform’s liquidity, exchange types (swap), and security procedures. In this guide, we’ll walk you through all these aspects step by step.

With Credit or Debit Card

Want to buy bitcoin in France swiftly and without hassle? Using a credit or debit card is your best bet. Platforms such as Binance, Gate, and KuCoin let you set up an account, complete identity verification, and execute your purchase in mere minutes — ideal for novices and seasoned traders alike.

By using reputable services among France crypto exchange, you get access to secure functionality, EUR support, user-friendly mobile apps — and most importantly, full control over your digital assets. It’s truly a safe crypto in France option when you choose trusted platforms.

Step-by-step guide (on the example of Binance)

1. Open the Binance app → tap “Buy with Cash”. This is where most users start when it comes to purchasing crypto assets.
2. Select “Credit/Debit Card” as your payment method. Binance will redirect you to the card interface. (screenshot 1)

   

3. Select EUR as your fiat currency by either entering “EUR” into the search bar or scrolling through the list manually.
4. Select the cryptocurrency you want to buy. For example, Bitcoin (BTC) or Ethereum (ETH). (screenshot 2)

   

5. Add your bank card by entering your Visa or Mastercard information — including the card number, expiration date, and CVV code.
6. Enter the amount in EUR and confirm. You’ll see the exact amount of crypto you’ll receive, including the fee. (screenshot 3)

   

7. Complete the payment via 3D Secure or OTP. Your bank will request a security confirmation.
8. Crypto arrives in your Spot Wallet in 1–5 minutes.

Transaction is complete — you’re now a crypto owner.

With Bank Transfer (SEPA)

In France, a SEPA bank transfer is one of the most cost-effective ways to fund your crypto account. It’s especially useful for those who want to avoid card payments or need to sell crypto in France through regulated and secure methods.

Most major cryptocurrency exchange in France platforms support SEPA for both deposits and withdrawals. Although this method requires full verification, it offers low fees (from €0 to €1) and direct crediting in euros.

✅ Advantages:

• Minimal transaction fees
• Suitable for high-volume transactions
• Bank-level security

❌ Disadvantages:

• Full KYC verification is required
• Transfers may take 1–2 business days
• Limits may depend on your bank

Step-by-Step Guide: How to Deposit EUR via SEPA on Binance

• Log into your Binance account and click Deposit in the top right corner.
• Select Bank Deposit from the side panel. (Screenshot 1)

  

• Choose the fiat currency EUR and the method SEPA bank transfer (Instant). Then click Continue. (Screenshot 2)

  

• If you haven’t completed the KYC process yet, Binance will prompt you to verify your identity before continuing.
• If additional verification is required (e.g., Source of Wealth Declaration), follow the instructions shown on-screen.
• Enter the deposit amount in EUR. You’ll see the €1 fee and the final credited amount.
• Agree to the Terms and Conditions and click Start to activate the SEPA service. (Screenshot 3)

  

• If the entered amount exceeds your current limit, Binance will notify you. Adjust the value as needed. (Screenshot 4)

  

• Wait for Binance to generate the bank details needed for the transfer.
• Make sure that the account holder’s name matches your Binance account. SWIFT transfers are not supported.
• Make the transfer via your online banking app using the provided IBAN, BIC, bank name, and amount. (Screenshot 5)

  

• Once the transfer is completed, your funds will be credited to your Binance account within 1–2 business days. You can track the status under the Orders section.

Comparison of SEPA-Supported Crypto Exchanges

With Apple Pay or Google Pay

Many crypto platforms in France now support Apple Pay and Google Pay as fast and convenient payment methods. All you need is a saved bank card in your device’s wallet and access to a compatible platform.

How it works:

1. Choose a platform that supports mobile payments (e.g., Binance).
2. Go to the crypto purchase section, enter the amount and select the asset.
3. Select Apple Pay or Google Pay as your payment method.
4. Confirm the transaction using Face ID, Touch ID, or password.

Pros and Cons:

After completing the purchase, your crypto is automatically sent to your crypto wallet in France — ready to store, exchange, or transfer.

Via P2P or Crypto Vouchers: How to Buy Without a Bank

In addition to traditional methods like cards or SEPA transfers, users in France can buy cryptocurrency directly — using P2P trading or by topping up via a crypto voucher.

Buying via P2P

P2P (peer-to-peer) trading allows users to exchange crypto directly with one another on platforms like Binance. Sellers post ads with their preferred payment method — such as a bank transfer, Revolut, or the Lydia mobile app. Buyers choose a seller, send funds directly, and once payment is confirmed, the platform releases the crypto from escrow.

This method is convenient, but identity verification (KYC) is required — without it, transactions aren’t available.

Buying a Crypto Voucher

Another option is to purchase a crypto voucher from the Baxity Store. This is a prepaid code you can redeem on an exchange or wallet. Available options include:

• Binance Gift USDC/USDT Card
• Gift Me Crypto Gift Card
• Gate.io Voucher

This is an ideal solution for anyone looking to store crypto France without lengthy financial checks or linking a bank account. Vouchers are also a convenient option for gifts or day-to-day top-ups.

For detailed instructions on voucher redemption, see the next section.

Top Crypto Platforms Available in France

In France, cryptocurrency exchanges are required to register with the financial regulator AMF and obtain the PSAN license (Prestataire de Services sur Actifs Numériques). This ensures full legal compliance and provides users with protections similar to those in traditional banking.

Below is a comparison of the most reliable crypto platforms that are fully licensed and optimized for French users. All support SEPA bank transfers, work with EUR, and offer French language interfaces.

These regulated crypto platforms are ideal for users seeking legal, euro-friendly solutions with reliable fiat on-ramp options.

Binance France

Binance in France remains one of the most popular crypto exchanges, even without official PSAN registration. The platform is favored for its user-friendly interface, low fees, and wide selection of cryptocurrencies.

It supports SEPA transfers, works with the euro, and offers a mobile app with full French localization. Both beginners and experienced traders benefit from its robust feature set.

Additionally, users can instantly top up their accounts by purchasing a Binance Vouchers from Baxity Store — a digital voucher that can be activated directly within the Binance account, allowing for fast and secure crypto purchases without linking a bank card.

Advantages of Binance:

• Trading fees: 0% (maker), 0.1% (taker)
• 350+ tokens and trading pairs
• Fully localized interface and mobile app in French
• Instant crypto top-ups via Binance Card from Baxity Store
• Supports SEPA, staking, and futures

Disadvantages:

• No PSAN license
• KYC verification required for SEPA and card payments
• Some features may be restricted for users in France

Buy Crypto Gift Cards Online with Baxity Store

Want to skip complex verifications and avoid linking your bank account? Crypto gift cards are a convenient way to quickly top up your balance while keeping things simple. On Baxity Store, you can purchase Azteco Gift Card, Binance Card, Gate Voucher, and more — safely, easily, and with minimal fees.

These digital vouchers work like prepaid cards with a code that’s redeemed directly on a crypto exchange or wallet. Once activated, your crypto is delivered instantly — no bank delays or hidden charges. It’s a great option to transfer cryptocurrency quickly and smoothly.

How to Buy a Crypto Gift Card via Baxity Store

1. Log in to your account on Baxity Store, or register if you’re a new user.
2. Choose a voucher — such as Binance USDT Gift Vouchers, Gate.io Gift Card, Binance USDC Gift Card, or another option.
3. Click “Add to cart” and proceed to checkout.
4. Fill in your details: name, email, and country.
5. Pay using a convenient method — Visa, Mastercard, cryptocurrency, or other options available in your region.
6. Receive your voucher code instantly by email or in your account dashboard.
7. Redeem the code on the respective platform — Binance, Gate.io, etc.

Some cards may require identity verification — this is a standard step to protect your transaction and ensure full security.

Crypto Gift Cards Available on Baxity Store

Crypto Laws and Taxes in France

The digital asset market in France continues to grow rapidly, but for legal and secure investing, it’s important to understand the key aspects of crypto taxes in France, regulations, and exchange licensing.

• The current France crypto law includes requirements for exchange registration and KYC.
• France new regulation on cryptocurrency under the EU MiCA framework strengthens transparency and consumer protection.
• Taxation in the crypto market follows a simple flat tax model.

How Cryptocurrency is Taxed

For individuals, France bitcoin tax is applied through a taxation crypto system:

• A 30% flat tax on capital gains from crypto-to-fiat transactions (12.8% income + 17.2% social contributions).
• Crypto-to-crypto transactions are not taxed.
• Annual tax declarations must include all profits, backed by official confirmation from exchanges.
• Proof of transaction details is mandatory, even for minor gains.

Exchange Licensing and PSAN

All platforms operating in the French crypto market must:

• Be registered as PSAN (Prestataire de Services sur Actifs Numériques) with the AMF under crypto law.
• Comply with AML and KYC policies.
• Provide clear confirmation of trades and hold appropriate documentation for regulatory audits.

Current Market Rules

• New limits introduced in France new regulation on cryptocurrency require identity checks for transactions above €1,000 in accordance with bitcoin regulation in France.
• Activities generating yield, such as staking or lending, are increasingly regulated.
• As crypto taxes evolve, transparency becomes crucial for long-term market growth.

Where to Store and Manage Your Crypto

Storing cryptocurrency securely is essential for maintaining your digital assets’ privacy, protecting them from scam attempts, and ensuring access to your funds. For residents seeking a reliable crypto wallet, the available options vary depending on your goals — from long-term holding to daily transactions.

Types of Wallets

1. Cold wallets — the safest option for storing large amounts offline.
2. Mobile wallets — convenient for daily use but more vulnerable to cyber threats.
3. Custodial wallets — easy to use, managed by a third party (e.g., an exchange).
4. Non-custodial wallets — full user control, requires good security practices.

Top Wallet Apps in France

Among mobile wallet solutions, the following apps are widely trusted in the crypto market:

• Trust Wallet — supports hundreds of tokens and access to DApps.
• MetaMask — ideal for Ethereum and compatible chains; available as a mobile app and browser extension.
• Coinomi — multi-asset support, strong encryption, and user-friendly design.

These apps help users store crypto while maintaining accessibility and security.

Hardware Wallets

Cold storage is a top choice for those with significant holdings. Devices like Ledger and Trezor offer:

• Industry-grade encryption.
• Physical isolation of private keys.
• Prices range from €60 to €200, depending on features.
• Protection from online threats and scam attempts.

Storing Crypto Safely

To ensure secure asset management:

• Keep your seed phrase offline and in multiple secure formats.
• Use 2FA for all accounts.
• Update wallets and software regularly.
• Verify recipient addresses before sending any transaction.
• Make frequent backups and test them for integrity.

Following these practices is key to managing your crypto wallet with confidence.

Conclusions

Today, it’s simple, fast, and legal to buy bitcoin or invest in other digital assets. The key is choosing a secure funding method and a platform that suits your needs. Whether you want to trade or invest crypto in France for long-term storage, the market offers plenty of convenient tools.

One of the best options is using crypto vouchers. With Baxity Store, you get guaranteed quality, official partnerships with top exchanges, and flexible delivery options. It’s a reliable way to access the crypto France space — even if you’re just starting out.

Try buying a cryptocurrency voucher today — fast, easy, and secure with Baxity Store!

FAQ – Frequently Asked Questions

What are the typical crypto fees France when buying vouchers or cryptocurrencies?

Transaction fees usually range from 1–3% of the amount. Bank transfers may charge €1–2, while card payments depend on the platform used.

Where can I check crypto exchange fees France for buying and trading?

Visit the “Fees” section on exchange websites (e.g., Binance in France) to view deposit, trading, and EUR withdrawal charges.

How to make a successful France crypto investment?

Long-term investments work best with PSAN-licensed platforms. Consider the yield potential and storage costs when choosing an option.

Is it possible to buy bitcoins anonymously France without KYC?

No – as of 2024, all transactions require KYC/AML checks. Even P2P deals via vouchers must go through verified services.

How is taxation crypto France applied to staking and DeFi yields?

Yield from DeFi or staking is taxed under the flat tax model – 30%, and must be declared in your annual return.

Do I pay taxes on cryptocurrencies France if I trade only non-EU assets?

Yes – regardless of asset origin, if you convert it to EUR, you must report your holdings and pay tax in France.

What does bitcoin France regulation say about large transactions?

Transactions above €1,000 trigger enhanced checks – including source of funds documentation and transaction confirmation.

Which France crypto currencies are the most popular for beginners?

In France, the most widely used cryptocurrencies include Bitcoin, Ethereum, and stablecoins like USDT or USDC. These are commonly available on local exchanges and supported by crypto vouchers.