How to buy bitcoin and other crypto in Italy

Still wondering how to buy cryptocurrency in Italy? You’re not alone — with complex regulations, tax obligations, and ever-shifting banking policies, even experienced users may find it difficult to navigate the system. For newcomers, the process may initially feel confusing and a bit overwhelming.

Italy’s cryptocurrency regulation has undergone a major transformation. In late 2024, the country adopted the EU-wide MiCAR framework, establishing unified standards for digital assets across the European Union. This has created a clear legal foundation for crypto transactions, overseen by the Bank of Italy and supervised by CONSOB.

According to Cryptonomist, between 2019 and 2024, the number of Italians using cryptocurrencies increased by 118%, with over 4 million citizens now investing in digital assets. This reflects a strong and steady trend — not just hype — driving crypto adoption in the country.

This guide will walk you through the essentials: how to buy cryptocurrency securely in Italy, what options are available, how taxation works, and which tools are worth using in 2025.

How to Buy Cryptocurrencies in Italy

As of today, Italy’s online cryptocurrency market ranks among the most advanced in Europe. According to Chainalysis, between July 2023 and June 2024, Italy recorded over $54 billion USD in on-chain transactions — one of the highest volumes across the European Union.

Buying bitcoin in Italy and other digital assets is now easier than ever, whether through cryptocurrency exchanges, payment platforms, credit or debit cards, or crypto gift vouchers. This variety allows users to choose the method that best matches their experience level, goals, and budget.

The most popular services for crypto purchase Italy offer transparent fee structures, fast confirmations via blockchain, and multilingual user interfaces. This makes cryptocurrency accessible to both newcomers and experienced users alike.

In the following subsections, we’ll explore the most common methods of buying crypto in Italy — from card payments and SEPA transfers to prepaid vouchers and gift cards.

With Credit or Debit Card

Paying with a credit or debit card remains one of the most common ways to buy cryptocurrency in Italy. It’s quick, easy, and suitable for both beginners and more experienced users.

To buy Bitcoin in Italy with your card, just follow these simple steps for a smooth and secure transaction.

1. Choose a platform that supports card payments and is accessible to EU-based users.
2. Sign up and complete verification. Most platforms where you buy Bitcoin in Italy require identity verification (KYC), which typically involves uploading a photo ID and a selfie.
3. Enter the amount and select the cryptocurrency. You can purchase BTC, ETH, USDT, or other major coins.
4. Select your payment method. Provide your Visa or Mastercard details. Payments are processed in seconds.
5. Confirm the transaction. Once completed, the crypto is credited to your wallet — either on-platform or external.

Keep in mind that card payments typically carry higher fees (up to 3–5%) compared to bank transfers. Additionally, some Italian banks still restrict crypto-related transactions, so it’s wise to check your bank’s policy beforehand.

Using Bank Transfers (SEPA)

For users looking to minimize fees and connect directly with the banking system, SEPA bank transfers are an excellent option. This method is widely supported by many crypto exchanges in Italy, especially for those planning to make larger purchases or sell crypto in Italy.

To buy cryptocurrency in Italy using a SEPA bank transfer, follow these steps for a secure and compliant transaction.

1. Choose a platform. Popular exchanges support SEPA transfers for Italian users.
2. Sign up and complete identity verification. Due to compliance requirements, most platforms require full KYC verification.
3. Link your bank account. You’ll typically need to provide your IBAN and confirm it with a small initial transfer.
4. Deposit funds. Send a SEPA bank transfer in euros. The processing time is usually 1–2 business days.
5. Buy your cryptocurrency. Once your funds are credited, you can purchase your preferred coins at the market rate.

The main advantages of SEPA transfers include low (or no) fees, strong security, and full legal transparency. Many platforms also allow users to reverse the process and sell crypto in Italy, withdrawing funds back to their bank accounts.

Through Postepay and Prepaid Cards

One of the most convenient payment methods for Italian users is the Postepay card or similar prepaid solutions. These cards are especially popular among young adults, freelancers, and anyone who prefers not to link crypto activity directly to their primary bank account.

The key benefit of prepaid cards is that they often don’t require a full banking relationship, yet still allow for smooth crypto payment in Italy.

This method is especially appealing for users looking to buy bitcoin anonymously in Italy or for those who prefer private and flexible crypto transactions.Using Postepay to buy cryptocurrency is just as straightforward as paying with any regular Visa or Mastercard:

1. Choose a platform that accepts prepaid cards.
2. Enter the amount and select the cryptocurrency you want to buy.
3. Provide your Postepay card details.
4. Confirm the transaction — the crypto will be credited once payment is approved.

This method is ideal for those seeking a secure crypto experience in Italy, with minimal exposure to risk. A limited card balance reduces potential fraud impact, and funds can be transferred to an external wallet for full custody control.

Buying Crypto with Gift Cards and Vouchers

Gift cards and crypto vouchers are among the easiest ways to access digital assets without linking a bank account or completing extensive identity checks.

This option is particularly attractive to those who want to buy bitcoin anonymously in Italy or value privacy and flexibility in their crypto transactions.

There are dozens of gift cards available today. Most of them are either:

• tied to a specific exchange, like Binance or Gate.io;
• or designed for a particular asset or blockchain, such as BTC or stablecoins like USDC.

Truly universal cards are rare — each one typically serves a specific platform or asset. That’s why it’s important to choose a voucher that matches your wallet and needs.

Examples of popular vouchers:

Regardless of the option, the process is simple: you buy a voucher — receive the code — enter it on the issuer’s website — and get your crypto instantly. You can even store the code offline until you’re ready to redeem it, which adds another layer of safety.

This makes gift cards ideal for both personal use and as a present for friends, colleagues, or clients. Most vouchers are available in flexible amounts — from small entries to hundreds of euros — and are compatible with different wallets. They also operate independently of the banking system, eliminating the risk of transaction blocks by banks or payment providers.

Crypto Regulations and Taxation in Italy

Cryptocurrency laws in Italy are evolving rapidly, and it’s essential to understand what’s allowed and what’s not. Having a clear grasp of Italy cryptocurrency regulation helps users avoid legal mistakes, protect their assets, and operate within the law. This is especially relevant in crypto Italy 2025, as new EU-wide standards are being rolled out.

In this section, we’ll break down the key rules on legislation, taxation, and reporting obligations — everything you need to stay compliant and secure.

Legal Framework for Cryptocurrencies

In Italy, cryptocurrency is recognized as a digital asset but not as legal tender. This means that buying, holding, exchanging, and selling crypto is allowed — but within clearly defined legal boundaries. The crypto sector is gradually being integrated into the official financial oversight system.

By 2025, Italy will fully implement the MiCA (Markets in Crypto-Assets) regulation, aligning its framework with EU standards. As a result, crypto Italy 2025 marks a new phase of responsible crypto use, with a focus on transparency and user protection.

All crypto service providers — including exchanges, custodians, and brokers — must register with the national authority (OAM) and comply with KYC and AML rules. But regular users also have rights and obligations they should be aware of.

To make things easier, we’ve summarized the essentials in this Italy cryptocurrency guide:

This guide gives you a clear understanding of what’s legal, what’s required, and how to avoid common mistakes when using crypto in Italy.

Crypto Taxes for Individuals and Businesses

In Italy, all profits from cryptocurrency are subject to taxation. This applies to traders, investors, and businesses alike.

• Individuals must declare crypto holdings if their total value exceeded €51,645.69 at any time during the year.
• Profits from crypto sales are taxed at a flat rate of 26%.
• Losses can be carried forward to offset future gains.
• Crypto Taxes Italy apply even to assets held on foreign exchanges.

For businesses, cryptocurrency is treated as part of their intangible assets. All operations must be recorded and taxed under corporate accounting rules.

BTC transactions are also covered by Italy’s bitcoin tax rules — even if they take place on international platforms.

If trading is frequent and high-volume, it may be classified as professional activity — in that case, Taxes for Bitcoin Trading Italy may differ and require formal business registration.

Declaration and Reporting Obligations

Crypto investors in Italy must report their profits as part of their annual tax returns. Even if you’re simply holding assets on a foreign exchange, those holdings still need to be declared.

This applies to anyone making a cryptocurrency investment in Italy, whether passively or through active trading. Not reporting crypto income can lead to fines or formal investigations by tax authorities.

KYC and AML Policies in Italy

To maintain secure crypto Italy standards, KYC (Know Your Customer) procedures are mandatory for most platforms. This means users must verify their identity when buying, withdrawing, or exchanging crypto assets.

Strict AML (Anti-Money Laundering) policies are also in place to help prevent illegal activity and protect users from scam attempts.

Even if you use a bitcoin wallet in Italy, transparency is still required. Licensed providers are obligated to collect user data and ensure compliance — helping to safeguard user privacy and financial integrity.

Buy Crypto Cards and Vouchers with Baxity Store

Baxity Store is a reliable platform for purchasing cryptocurrency vouchers and prepaid cards, offering fast, secure, and convenient access to digital assets. The platform provides a wide range of products with a minimum denomination of €1, making it accessible to both beginners and professionals.

Key advantages of Baxity Store:

• Instant delivery of vouchers upon payment confirmation.
• Wide variety of payment methods: bank cards, Google Pay, Apple Pay, cryptocurrencies.
• Partnerships with leading crypto exchanges such as Binance, Gate.io, and Azteco.
• Ability to purchase vouchers starting from €1 — flexibility for all budgets.
• Personal account dashboard with purchase history and quick repeat purchases.
• Professional 24/7 customer support.
• Guaranteed payment security and data confidentiality.

How to buy a voucher:

1. Register or log in to your account on Baxity Store.
2. Choose the desired voucher type (e.g., buy Binance gift card).
3. Specify the amount and payment method.
4. Pay online using your preferred option.
5. Receive the voucher code instantly in your account or by email.
6. Activate the code in your account on the respective cryptocurrency platform.

Available vouchers at Baxity Store

Baxity Store is the perfect place to quickly buy Crypto Voucher Gift Cards or Gate Io Vouchers without unnecessary hassle and with guaranteed security.

Best Platforms and Wallets for Crypto Users in Italy

Italy’s cryptocurrency market continues to grow rapidly, and with it, the number of services for buying, storing, and exchanging digital assets. However, not all platforms offer the same level of convenience or security. Some are better suited for active trading, while others focus on long-term asset custody.

In this section, we’ll explore the main categories of crypto services to help you choose the best crypto platform Italy has to offer — whether you want to trade bitcoin in Italy, invest passively, or securely store your assets.

Centralized vs Decentralized Exchanges

One of the main decisions for any trader or investor is choosing the right exchange. In Italy, users have access to both centralized crypto exchanges and decentralized platforms, each offering specific advantages.

Comparison Table: CEX vs DEX

The best crypto exchanges Italy offers include both centralized and decentralized options. Your choice of crypto platform in Italy depends on whether you value ease of use and support, or full independence and privacy when you trade bitcoin in Italy.

Platforms with Multicurrency Support

In the fast-paced crypto market Italy is known for, having access to multiple digital assets on a single platform is crucial. It enables users to diversify their portfolio, save time, and react quickly to market changes.

Platforms with multicurrency support allow you to:

• Store and exchange BTC, ETH, USDT, XRP, ADA, SOL, and more;
• Use a single wallet for dozens of cryptocurrencies;
• Get fast transaction confirmation due to high liquidity.

Top Multicurrency Platforms

One of the best crypto tips Italy users can follow is to choose platforms with broad currency support — this saves money and time on cross-platform transactions.

Conclusion

Buying cryptocurrency in Italy in 2025 is easier, safer, and more accessible than ever. With user-friendly mobile apps, crypto vouchers, multicurrency platforms, and transparent regulations, anyone can confidently enter the world of digital assets.

And if you’re looking for a fast, secure, and convenient way to top up your crypto wallet — choose Baxity Store. Here, you’ll find official vouchers for Binance, Gate.io, Azteco, Crypto Voucher, and more — with no unnecessary hassle.

Don’t wait — buy your crypto voucher at Baxity Store today!

FAQ: Cryptocurrency in Italy

How can I cash out crypto in Italy?

You can cash out crypto in Italy by using centralized exchanges like Binance or Bit2Me, which support SEPA bank transfers. Alternatively, crypto ATMs or P2P platforms allow withdrawals in euros, though fees may apply.

What is the best bitcoin wallet in Italy for beginners?

For newcomers, a custodial option like the Binance wallet is easy to use and well-integrated with trading tools. If you’re seeking privacy, Trust Wallet is a solid bitcoin wallet in Italy with non-custodial control.

Is there a beginner guide crypto Italy users can follow?

Yes, this article serves as a beginner guide crypto Italy readers can rely on. It covers everything from regulations and taxes to platforms and wallets.

What are the current Italy cryptocurrency regulation policies?

Italy cryptocurrency regulation aligns with EU directives and requires KYC for most platforms. The country is tightening compliance under MiCA rules, with more updates expected in 2025.

Where can I buy cryptocurrency online in Italy?

Baxity Store also allows you to purchase crypto gift cards and vouchers for seamless top-ups.

How can I keep my crypto secure in Italy?

To ensure secure crypto Italy usage, choose platforms with two-factor authentication, strong encryption, and a reliable reputation. For full control, consider using hardware wallets like Ledger or Trezor.

Do I have to pay taxes on crypto?

Yes. Italy Tax Bitcoin rules apply to gains above €2,000 per year. Capital gains are taxed at a flat rate of 26%, and investors must declare their holdings annually.